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LATEST ARTICLES
Best Real Estate Crowdfunding Platforms, Plus The Ones That Froze Withdrawals
Real estate crowdfunding lets you buy a slice of rental homes, apartment buildings, farmland, or real estate loans online, often starting at $10 to $100. Fundrise, Arrived, and Groundfloor are open to any U.S. investor, while platforms like EquityMultiple, FarmTogether, and AcreTrader are limited to accredited investors. Here's how they compare, and which platforms froze investor money in...
What To Do If You Can’t Get A Student Loan For College
Key PointsNearly every undergraduate can borrow a Federal Direct Loan with no credit check, but the limits ($5,500 to $7,500 a year for dependent students) haven't changed in over a decade and rarely cover the full bill.Since July 1, 2026, new Parent PLUS loans are capped at $20,000 a year and $65,000 per student, so approved families can...
Why Does FAFSA Assume Parents Pay For College Until Age 24?
The Question I’ll never understand why the government assumes parents will be paying for their kids to attend post-secondary school. We were a one-income (educator) family until six years ago when my husband went back to work and finally got his own teaching position. He was a stay-at-home dad until then. So our savings is next to nothing. Did our...
Best Student Loan Refinance Rates for October 8, 2026: Credible Leads At 3.95%
Student loan refinance rates have held continued to hold even as the Fed has raised rates. As of October 8, 2026, student loan refinance lenders are offering fixed rates as low as 3.95% APR and variable rates starting as low as 3.96% APR, depending on credit profile, loan type, income, and repayment term.Credible is offering the lowest variable...
12 Commitments Congress Should Make To College Students Instead Of Trump’s Compact
Key Points The Trump administration’s 2025 Compact for Academic Excellence asked colleges for concessions in exchange for vague funding preferences, and most invited universities declined to sign. The federal government should make 12 commitments of its own instead, including indexing the Pell Grant to inflation and tying student loan limits to graduates’ earnings. Several federal education benefits have lost value for...
How To Make $1,000,000: The Monthly Savings Math By Age And Return
Key PointsSaving about $381 a month from age 25 and earning 7% a year reaches $1 million by 65. Start at 35 and it takes $820 a month.A $50,000 earner who puts 6% into a 401(k) and gets the most common employer match invests $375 a month, enough to reach about $984,000 in 40 years at 7%.$1 million...
Dependent Care FSA: How It Works, What It Covers, And How It Can Lower Your Student Loan Payment
Key Points The dependent care FSA limit rose to $7,500 per household in 2026 ($3,750 if married filing separately), the first increase since 1986. Contributions come out of your paycheck before federal income tax and payroll taxes, which can save a family in the 22% bracket roughly $2,200 a year. Because contributions lower your adjusted gross income, they can also reduce...
Only One In Three Public Four-Year Colleges Is Affordable For Low-Income Students, NCAN Finds
Just 32% of public bachelor’s degree-granting colleges were affordable for low- and moderate-income students in the 2023-24 academic year, according to the National College Attainment Network’s 2026 Affordability Gap analysis. Community colleges, often pitched as the cheaper path to a degree, fared only slightly better at 42%. The average shortfall reached $1,801 at public four-year schools and $1,228...
How To Get Out Of Student Loan Default
Student loan default doesn't mean your credit is ruined for life. Missed payments and a default will show up on your credit report and pull your score down, by 91 points on average according to New York Fed research, but there are steps you can take to get the default removed and repair your score along the way.The...
September Jobs Report: 29,000 Jobs Added As BLS Cuts 60,000 From July And August
Employers added 29,000 jobs in September and the unemployment rate rose to 4.2%, according to the Bureau of Labor Statistics September jobs report released October 2. The same release also cut 60,000 jobs from the prior two months. July went from a gain of 21,000 to a loss of 10,000, and August fell from 162,000 to 133,000. The...
